Pre-approval

Pre-approval is the first official step of a mortgage application. It is a strategic step in the home buying process because:

• The interest rate mortgage is guaranteed up to 120 days, even if interest rates
go up during that period, you are secured. If a better rate comes up in the
meantime, you are automatically relocked into the lower rate. It’s a win-win
situation.
• You are aware of the mortgage amount that you can borrow to purchase your
home, so your real estate agent can show you homes that are within your
price range.
• Sellers are more interested in offers from buyers who have their financing
already lined up.

Testimonials

Check what others are saying about us.
I want to thank David Nataf and his team of experts for helping me with my files on a personal and business level. I have worked with David for over 10 years, and I can only say that his efficiency level is beyond expectation. He makes it so easy and effortless. I highly recommend dealing with the best mortgage broker in town
A.B
Working with David and his team has been an absolute pleasure. They make the mortgage application process quick, easy and so smooth. They are readily available for all our questions and provide so much guidance in what may seem like a tough and complicated process. Wouldn’t go with any other team!
Dr C.L
David was absolutely amazing. He provided the best service and assistance anyone could ask for. In my mind he exceeds our expectations in every aspect. Do not look any further for a mortgage broker. David and his team will be there for you and provide you the best guidance.
F & J
I found David Nataf to be the most knowledgeable mortgage broker out there. He is honest when it comes to his clients and fights till the end to get the best deal for them. David is a mortgage broker you want in your corner when it comes to mortgages and property investing. I have been his client for over 7 years and have obtained 3 mortgages without any worries.
S.P
David is an exceptional Mortgage Broker. We used and continue to use him for all of our properties. He is knowledgeable, trustworthy and will go above and beyond to find the right solution for his clients.
EW
I have taken mortgages with David Nataf 4 times in the last 5 years. Mostly purchases for me and my family. Not only does he always go above and beyond every single time, but he doesn’t make you feel like you are one amongst a sea of clients. And if you know him a little you know he is extremely in demand.
S.O
Thank you, David, for always making it happen even when I almost lost hope and thank you for always making me feel like I am your only client.
N.M
I’ve done multiple transactions, through/with David’s team, each time I’m treated as if I’m a first-time home buyer with all my questions answered patiently and respectfully. Working with them gave me the retail customer service and the best overall options since they don’t only sell the product of one financial institution.
S.S
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Our lending partners

David Nataf is a Managing Partner and Chartered Mortgage Broker at Centura Finance, based in Montreal, Quebec. He is an expert in his field, with over 10 years of experience as a Mortgage Broker. Through hard work and dedication, David has earned various honours within the industry.

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