About David H. Nataf, Mortgage Broker

More than 25 years in banking and credit, on both sides of the border.

David H. Nataf is a mortgage broker with more than 25 years in banking and credit, working on both sides of the Canada–US border.

In Quebec he is licensed by the Autorité des marchés financiers (AMF #3001986744) and practises through Groupe Hypothécaire Orbis. In the United States he holds an individual Florida licence, NMLS #2613311, and US files are placed through Orbis Mortgage, NMLS #2583431.

What this practice actually does

Most of the files that arrive here have already been turned down somewhere else. A bank said no, a renewal was refused, a tax return understated what a business actually earns, or a file crossed a border and stopped making sense to the lender reading it.

The work is reading those files properly and placing them with a lender whose programme fits, rather than re-submitting the same file to the same kind of institution.

Languages

Service is available in English and French.

Where to start

If you have been declined, start here. If your income runs through a corporation, start here. If you would rather just talk it through, get in touch.